[snap url="http://gemoney.com" alt="GE Money"]The hassles involved in bill payment, more specifically online bill payment for various goods and services are familiar territory for most users. While the online payment technology evolved as an effort-reducing tool, to render tedious payment regimes simple and ‘a mouse click’ type, there is also the additional clause of choosing that online service offering the right mix of advanced technology and high-quality services.
Most of the consumers would look for associating with a company that offers reliable services rather than that which only promises advanced technology. In this review, the online services of GE Money USA are deconstructed to provide a better analysis of the kind of services offered and the extent of reach to the users. A financially stable firm, with its reputation balanced on reliability, General Electric offers financial solutions to individual customers as well as business organizations and aims at providing efficient services in different genres of financial management.
Salient features
From everyday needs to unique business solutions, GE Money tackles many issues, providing fast, affordable and secure financial solutions. Their broad range of financial service covers everything, from financing a home renovation, coping with a sudden expenditure, aiding a planned venture to availing a credit card and special financial services for a business set-up.
Their other services encompass financial programs for business purposes of retailers, health-care providers, manufacturers and dealers. These clients in turn provide top-notch financial services to their customers like credit and lending systems which are useful in boosting the clientele population of these small businesses. Association with GE Money would lend credibility to these small businesses which can then offer effective services to a larger client number.
Consumer solutions:
For individual customers looking to avail financial services for different purposes, an account creation with GE Money might be the option to contemplate. With tie-ups with different retailers spanning markets in automobile, jewelry, heating and AC systems, Optical services, Home renovation services, flooring services, sports equipment, electronics and other appliances, lawn and garden maintenance equipments and home furnishings, GE Money offers its services over all these markets.
Thus customers looking to invest in any of these fields might make use of the financial opportunities provided by GE Money in these markets. Opening an account with GE Money facilitates the online dealing of the financial transactions, thus making the access to the transactions and details of the financing easy.
Bill payments online is possible through registration of the bank account number and enabling transactions according to the customer’s needs. A monthly auto-pay option is available to the customers, which triggers an automatic monthly deduction of a certain amount from the account toward payment of any bill. Bill payments are also offered in other ways by GE Money, like a one-time payment or split payments, payment through phone and through mail.
Registering with the GE Money consumer center provides for free online transactions as well as account management with the help of detailed account statements and management of bill payment that the online service provides. Credit cards are sent to the registered customers after activation of their account with which future account monitoring can be effectively done.
The new statement of the online account with GE Money shows the many aspects of the account, right from its usage to information about the promotional purchase and balances. The feature of the online statement by GE Money that catapults it to a high level of quality service is the comprehensive account statement which includes a host of information that is highly advantageous to the consumer.
From special offers and discounts to the detailed calculation of interest rates levied upon each transaction, from transaction summaries to promotional balance and expiration updates, detailed information regarding all aspects of the account is provided on the statement, which can be accessed electronically.
GE Money also boasts of a top-notch security system that secures the finances and account information of its consumers, with Secure Socket Layer technology. The level of security services rendered to the customers is on the same lines of the magnitude of that offered to global banks and financial organizations.
Business Solutions:
The other side of the coin sees GE Money offering financial solutions to small business organizations that helps them form a secure future for their businesses as well as attract a large clientele population.
Financing is an effective strategy to rope in high client numbers to a firm, with an increased preference over other businesses operating in the same realm and consequential business development. Firms that associate with GE Capital can avail technological investment and also formulate financial programs for the clients associating with those firms.
The business center of GE Money offers marketing services, special credit lines, interest rates that put the small businesses on the map of reliable firms and easy online sales service opportunities.
The other huge advantage that business organizations derive out of teaming up with GE Money is that their firm avails ‘visibility’ on the business locator portal of GE accessed by a large number of consumers.
Some cons:
It is said that the offers for unsecured loans are few and far between. It is possible that there are not a lot of offers for unsecured loans coming to customers while the ones that have already been processed are the only ones being handled.
Payment default results in a permanent increase in the interest rate. Agreements can be formed on a case by case basis for payment of mortgages, and these have to be followed through scrupulously.
The Final verdict:
The added features that are available to the organizations are special links that show the list of customers that have availed the services of the organization, tips for effective marketing, and tools for email campaigning of products of the business setup and visibility over the Business Locator.
The other useful provision of GE Money with respect to the financial solutions to organizations for business development is the access to useful insights into the field of consumer financing programs that are provided by talks and videos of other similar small business organizations that have profited from the implementation of customer financing.
First-hand information and tips regarding effective business strategies are the perks of being a client of GE Money business solutions.
For business organizations, further details on the registration may be procured and any queries answered by contacting the service at:
Phone: 1-866-838-0655
The customer service for individual consumer queries may be contacted at:
Phone: 1-866-419-4096
Mail: GE Money, PO BOX 960061, Orlando, FL 32896
Website: www.gemoney.com