Personalfinanceeducation.com is a website which offers efficient programs in bankruptcy and personal financial management courses. Personal financial management courses are simply very important. The site offers various courses in personal finance education. The courses offered by the site are pre- filling credit counseling, pre discharge debtor education and attorney management. According to a law which has been passed in the year 2005, all the individuals and organizations have to take a compulsory undergo a Pre filing bankruptcy credit counseling and pre discharge debtor education before they declare themselves bankrupt. The purpose of this course is to help the debtor gain a complete understanding of the situation, the process of bankrupt filing and the consequences which shall be given way to.
Pre filing bankruptcy credit counseling is an extensive course which helps the client review all the options available and his net position before he decides to declare himself bankrupt. The credit counseling is focused on examining the earning, the expenses and the debts which have been raised. The counseling also includes a budget analysis with the review of varied options if they are available. A bankruptcy is not complete till the debts are discharged by the court. Pre discharge debtor education is to be taken during the duration when the bankruptcy has been filed, and the court has not discharged the debts yet. During this course, the consumer learns budgeting tactics and secrets to efficient manage the personal finance. Both of these courses and small in duration and a certificate is given upon their completion.
Personalfinanceeducation.com offers the above courses at reasonable charges. Compulsory Pre filing bankruptcy credit counseling can be availed for as less as $30 and the pre discharge debtor education program can be availed for only $25. Consumers have the options to take the courses over the internet or over the phone. The charges for Pre filing bankruptcy credit counseling over the telephone carries a price tag of $50. Individuals will not incur any charges on the phone calls, as the site has toll free numbers. Pre filing bankruptcy credit counseling takes a minimum of 60 minutes to complete and Pre discharge education program takes minimum of two hours. The duration of the courses is in accordance with the guidelines issued. Pre discharge education program is also available in person in the area of Central Florida. All the certificates are issued by Incharge Education foundation which has the authorization to issue the certificates. As soon as the course is completed the certificates are sent to the client and the attorney through fax, email or US postal service. The site accepts payment through various options like various credit cards, debit cards, ACH which are electronic checks and even money orders. The site also allows the course to be purchased by a relative of the individual or his attorney. However, this thin has to be mentioned at the time of online purchase.
More information : www.personalfinanceeducation.com
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